![]() ![]() Next to each category in the monthly budget planning Excel template is a column for the “Projected Cost,” the “Actual Cost,” and the “Difference.” Within each category is a set of sub-categories. There are 12 major categories for monthly expenses. This will serve as your financial foundation to work from. To the right is the projected balance minus expenses, the actual balance minus expenses and the difference. Just below is a similar box for actual monthly income. The first box on the template is reserved for your projected monthly income. Cent-by-cent, you will be able to see where all your money is going. The monthly budget planning Excel template available on this site is among the most comprehensive available on the internet today. Using the Monthly Budget Planning Excel Template This instantly downloadable template is available for free right here. The template serves as a calculator and will reveal all the important financial figures once the information has been input. The monthly budget planning Excel template available on this site can do the bulk of the work for you. However, creating a budget is one of the building blocks of a strong financial foundation. Marking down and laying out where all your money is going can be a frustrating and excruciatingly time-consuming process. Constructing a monthly budget is something many people would simply rather not do.
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